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Electronic Payment Services
From Wikipedia, the free encyclopedia
| EPS 易辦事 |
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| Operating area | Hong Kong |
| Members | 22 |
| Founded | 1984 |
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Electronic Payment Services (易辦事), commonly known as EPS, is the largest electronic payment system in Hong Kong, Macau and Shenzhen starting from 1985. The service is provided by EPS Company (Hong Kong) Limited. Currently there are over 20 000 acceptance locations.
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Established in 1984, EPS Company (Hong Kong) Limited (formerly Electronic Payment Services Company) is currently a consortium of 22 major banks in Hong Kong.
In each retail location, a terminal is installed and usually connecting to a POS system of retailer. The terminal also connects to banks through public phone system.
The operation of the system is easy. Retailer swipes a custom's ATM card on the terminal and key in payment amount. The cardholder then selects his bank account and keys in the PIN. After connecting successful to the bank, a receipt will be printed for customer and retailer. Some automatic terminals require the cardholder insert their ATM card into a terminal machine instead.
Each transaction is directly transfer the payment from payer's bank account to receiver's. The service provider also collects certain percentage of payment amount from the retailer.
- Payment by Phone Service (PPS)
- Octopus card
- Credit card
| Interbank networks by region | |
| Multiregional: | |
| Africa: |
CashNet | Interswitch | SASWITCH |
| Asia Pacific: |
1Link | ALTO | Artajasa | atm5 | ATM BCA | ATM Bersama | ATM BII (Superkasa) | BancNet | Bankline | Cashnet | CashTree | ENS | ETC | Expressnet | Himbara | JETCO | EPS | Link | MEPS | MegaLink | MITR | MNET | NFS | Nationlink | Sanwa | UnionPay | Yucho | FISC |
| Caribbean: |
ATH | Midas | Unired |
| Europe: |
4B | Altın Nokta | BankAxept | Bankomat | BKM | Cash Group | CB | DIAS | Eufiserv | Euronet | LINK | Multibanco | Ortak Nokta | Otto. | ServiRed | StarNet |
| Middle East: |
123 | BANCS | Bankernet | CSC | JoNet | NAPS | OmanSwitch | Shetab | SPAN | UAE Switch |
| North America: |
Abby | ACCEL/Exchange | Access 24 | Advantage | Alaska Option | Alert | Allpoint | Annie | ARN | Award | BankMate | BOH | Cash Station | Checkokard | CO-OP | Credit Union 24 | Credomatic | Discover Network | Easy Answer | Express | Express Teller | Fastbank | Gulfnet | HandiBank | Handy 24 | Honor | Instant Cash | Instant Teller | Interlink | Interac | Jeanie | KETS | LYNX | MAC | Magic Line | Member Access Pacific | Minibank | Money Belt | Money Network | MoneyMaker | Money Station | MOST | MPact | Networks | NYCE | Peak | Presto! | Pulse | Quest | RED | Red Total | SC 24 | Service Card System | SHAZAM | STAR | SUM | The Exchange | Transact | Transfund | TX Network | Tyme | Universal Money Center | Via | X-PRESS 24 | Yankee 24 |
| South America: |
GlobalNet | Link | Redbanc | Telebanco | Unicard | Conexus | Suiche 7B | Banelco |
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