Disability pension

From Wikipedia, the free encyclopedia

Disability pension is a form of pension given to those people who are permanently or temporarily unable to work due to a disability. An example of a disability pension is the Canada Pension Plan. Another example is supplemental Security Income (SSI) in the United States.

In Australia, people on disability pension receive more money than someone would get on any kind of unemployment benefits, unless they had children or were aboriginal (or both).

The UK equivalents are:

Disability Living Allowance (DLA) which is a benefit for people under 65 years of age who have walking difficulties or need personal care due to physical or mental disability. Attendance Allowance (AA) which is a benefit for people aged 65 or over who need help with personal care due to physical or mental disability.

In New Zealand income support exists for people with physical or mental health issues. The main benefit is the Sickness Benefit, of which a doctors referral is needed. If someone has a severe disability, and is considered long term, then there is the Invalids Benefit, which is slightly more than the Sickness Benefit. In addition, there is the Disability Allowance, to supplement medical costs. If the Disability Allowance does not pay for all medical costs, the Special Benefit is provided, but obtaining it is more difficult. All of these benefits have maximum limits, depending on such things as income (both the individual and their partner) and assets. Note that the Sickness Benefit and Invalids Benefit are for people aged less than 65.

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